K-12 FINANCIAL EDUCATION

Financial Literacy & Financial Education for K-12 Students

Prepare students for their financial future

According to a 2021 study from the Milken Institute, only 57% of adults in the United States are financially literate. The need for financial literacy programs is undeniable, with many states now requiring personal finance courses to graduate from high school. 

 

Personal financial education is more than dollars and cents. It’s about establishing better spending habits, instilling confidence, and equipping the next generation with the real world skills to manage financial goals and milestones. 

 

EVERFI works with partners to secure funding so that all of our digital financial literacy resources, training, and support are completely free to teachers, districts, and families.

Financial Education for High School Students

Free, Online High School Financial Literacy Lessons

Description

EVERFI's free high school financial literacy course equips students with tools to manage their personal finances in the real world, from applying for financial aid to establishing credit and investing. Available in Spanish.

Grade Levels

9th, 10th, 11th, 12th, HS Fin Lit Suite

Marketplaces – High School Investment Education

Description

In Marketplaces, students learn basic investment concepts that are needed to intelligently and confidently participate in the financial markets.

Grade Levels

9th, 10th, 11th, 12th, HS Fin Lit Suite

Accounting Careers: Limitless Opportunities

Description

Accounting Careers is a digital course that shows learners how an accounting background can help them achieve their career goals.

Grade Levels

9th, 10th, 11th, 12th, HS Fin Lit Suite

Sustainable Investing Essentials

Description

Sustainable Investing Essentials is a free digital program for high school students teaching the benefits of sustainable investing with a focus on responsible decision-making that aligns to personal values and how to leave a lasting social impact.

Grade Levels

9th, 10th, 11th, 12th, HS Fin Lit Suite

Data Science in High School

Description

Data Science Foundations is designed to empower students with knowledge about the fundamentals of data science, its currency in the job market, and its applicability to everyday life. Available in Spanish.

Grade Levels

9th, 10th, 11th, 12th, HS Fin Lit Suite, High School

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Crypto Foundations

Description

Crypto Foundations is a digital program that teaches high school students what cryptocurrency is, how it's created on the blockchain and the risks and benefits of holding cryptocurrencies as an investment.

Grade Levels

9th, 10th, 11th, 12th, HS Fin Lit Suite, High School

Grow: Financial Planning for Life

Description

Grow: Financial Planning for Life is a digital program that helps teach students how to make wise financial decisions to promote financial well-being over their lifetime. Available in Spanish.

Grade Levels

9th, 10th, 11th, 12th, HS Fin Lit Suite

Money Moves: Modern Banking & Identity Protection®

Description

Money Moves: Modern Banking & Identity Protection® is a digital program that helps students develop strategies for managing their finances through online and mobile banking tools. Available in Spanish.

Grade Levels

9th, 10th, 11th, 12th, HS Fin Lit Suite

Venture – Entrepreneurial Expedition

Description

Students start their own food truck business, and learn to write a business plan, hire a team, hone their pitch, and balance a budget in the process.

Grade Levels

7th, 8th, 9th, 10th, HS Fin Lit Suite

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Build: Credit Fundamentals

Description

Build: Credit Fundamentals teaches students the fundamentals of maintaining and managing a healthy credit score. Available in Spanish.

Grade Levels

9th, 10th, 11th, 12th, HS Fin Lit Suite

EVERFI Pathways: Financing Higher Education

Description

Pathways develops informed consumers, preparing students to make wise financial decisions when considering how to best finance their higher education and pay for college. Students learn about topics like financial aid, applying for FAFSA, student loans, and budgeting for responsible loan repayment. Available in Spanish.

Grade Levels

9th, 10th, 11th, 12th, HS Fin Lit Suite

Start Exploring Digital Lessons

Register for EVERFI's free educator platform — loved and used by over 750,000 teachers.

Always Free.

EVERFI's K-12 Financial Literacy Resources Are Available at No Cost to Teachers, Schools, & Districts.

Financial literacy is more than being able to add dollars and cents.

Financial Literacy Education FAQ

Research from the Consumer Financial Protection Bureau found that financial skill and financial self-efficacy are strongly associated with financial behavior, and so are key steps on the path to financial well-being. In this context, financial skill is knowing how to find, process, and take action based on information and self-efficacy is confidence in one’s ability to reach financial goals.

EVERFI works with partners to secure funding so that all of our digital financial literacy resources, training, and support are completely free to teachers, districts, and families.

Financial literacy and education are very similar and work together – while financial education means that people can understand complex financial concepts, financial literacy supports them to put these concepts into action.

Understanding and being proficient in the use of different financial skills, such as investing, budgeting, and personal financial management, is known as financial literacy. The cornerstone of your relationship with money is laid out by financial literacy, which is a lifetime learning process. The earlier you begin, the better off you will be as education is the secret to financial success.

Financial literacy and education are very similar and work together – while financial education means that people can understand complex financial concepts, financial literacy supports them to put these concepts into action.

Prior to taking part in financial education, less than a third of high school juniors and seniors

reported that they felt prepared to compare financial institutions and select one that best meets

their needs (32%). Slightly more students -- but still less than half (47%) -- felt they could select,

open, and manage a savings or checking account.

In general, there are 5 main principles of financial literacy:

  1. Earn
  2. Save and invest
  3. Protect
  4. Spend
  5. Borrow

No, our digital lessons help students learn more about financial education without a bank account.

Comprehensive, Digital Financial Literacy

EVERFI's free lesson library offers financial education curriculums for students in grades 4 through 12. Each program offers a range of scenario-based activities, allowing students to puts their saving, spending, and financial planning skills to practice in a real-world context.

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Access and Accountability

Asynchronous learning allows for lessons anytime, anywhere with built-in assessments and real-time grading.

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Turnkey Lessons

Gamified financial skills in a fail-safe environment. Teachers receive lesson plans, activities, & discussion guides, too.

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Implementation Support

Our regional support team guides teachers every step of the way, through on-demand training and professional learning events.

EVERFI'S HIGH SCHOOL FINANCIAL WELLNESS SUITE

Financial Literacy for High School Students

EVERFI’s High School Financial Wellness Suite offers educators the platform to create a comprehensive, customized learning experience, deepening student knowledge around a range of personal finance topics. All of the interactive, online resources are available to schools free of charge.

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If you’re new to EVERFI and need help accessing our free lessons, let’s connect.

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