K-12 FINANCIAL EDUCATION
Financial Literacy & Financial Education for K-12 Students
Prepare students for their financial future
According to a 2021 study from the Milken Institute, only 57% of adults in the United States are financially literate. The need for financial literacy programs is undeniable, with many states now requiring personal finance courses to graduate from high school.
Personal financial education is more than dollars and cents. It’s about establishing better spending habits, instilling confidence, and equipping the next generation with the real world skills to manage financial goals and milestones.
EVERFI works with partners to secure funding so that all of our digital financial literacy resources, training, and support are completely free to teachers, districts, and families.
Financial Education for High School Students
Financial Education for Middle School Students
Financial Education for Elementary School Students
Financial Literacy Education FAQ
Research from the Consumer Financial Protection Bureau found that financial skill and financial self-efficacy are strongly associated with financial behavior, and so are key steps on the path to financial well-being. In this context, financial skill is knowing how to find, process, and take action based on information and self-efficacy is confidence in one’s ability to reach financial goals.
EVERFI works with partners to secure funding so that all of our digital financial literacy resources, training, and support are completely free to teachers, districts, and families.
Financial literacy and education are very similar and work together – while financial education means that people can understand complex financial concepts, financial literacy supports them to put these concepts into action.
Understanding and being proficient in the use of different financial skills, such as investing, budgeting, and personal financial management, is known as financial literacy. The cornerstone of your relationship with money is laid out by financial literacy, which is a lifetime learning process. The earlier you begin, the better off you will be as education is the secret to financial success.
Financial literacy and education are very similar and work together – while financial education means that people can understand complex financial concepts, financial literacy supports them to put these concepts into action.
Prior to taking part in financial education, less than a third of high school juniors and seniors
reported that they felt prepared to compare financial institutions and select one that best meets
their needs (32%). Slightly more students -- but still less than half (47%) -- felt they could select,
open, and manage a savings or checking account.
In general, there are 5 main principles of financial literacy:
- Earn
- Save and invest
- Protect
- Spend
- Borrow
No, our digital lessons help students learn more about financial education without a bank account.
Comprehensive, Digital Financial Literacy
EVERFI's free lesson library offers financial education curriculums for students in grades 4 through 12. Each program offers a range of scenario-based activities, allowing students to puts their saving, spending, and financial planning skills to practice in a real-world context.

Access and Accountability
Asynchronous learning allows for lessons anytime, anywhere with built-in assessments and real-time grading.

Turnkey Lessons
Gamified financial skills in a fail-safe environment. Teachers receive lesson plans, activities, & discussion guides, too.

Implementation Support
Our regional support team guides teachers every step of the way, through on-demand training and professional learning events.
EVERFI'S HIGH SCHOOL FINANCIAL WELLNESS SUITE
Financial Literacy for High School Students
EVERFI’s High School Financial Wellness Suite offers educators the platform to create a comprehensive, customized learning experience, deepening student knowledge around a range of personal finance topics. All of the interactive, online resources are available to schools free of charge.
